To help users grow passive income more easily, Nami has launched the Nami Earn feature, a solution that allows users to deposit digital assets into yield-generating pools with flexible, transparent, and secure interest mechanisms. This feature released from 2023-10-31 09:00 (UTC). The article below will provide detailed instructions on how to participate and use these utility. What is Nami Earn? Nami Earn is a utility that helps users optimize profits with the amount of idle digital assets by receiving passive rewards through depositing digital assets into Nami Earn packages. Each of these Earn packages will have different terms and reward rates. The list of digital assets supported and theirs APR at Nami Earn will be updated from time to time. Compared to self-managing digital assets, Nami Earn offers several advantages: - Transparent interest rates, automatically compounded daily via a compound interest mechanism. - Flexible deposit/withdrawal at any time, or choose fixed terms for higher returns. - Supports a wide range of assets, seamlessly integrated into Nami's ecosystem, including Futures, Daily Staking, Spot Trading, and Swap. Below is a detailed guide to help users easily participate in Nami Earn and grow their digital assets right on Nami. Accessing the Nami Earn Interface Step 1: Go to Nami Earn From the Home page, select Nami Earn to open the main interface. Here, users can view: - Featured Earn pools - List of available Earn pools - Introduction to Nami Earn - FAQ section Step 2: View Introduction & FAQ On the Nami Earn interface, tap the “...” icon in the top right corner of the screen. Select either Introduction or FAQ to view detailed information. Viewing Pool Information Step 1: Browse the Pool List The main Nami Earn interface displays two sections: - Fixed Pools : Show the Top 5 pools with the highest APR. - Available Pools : A complete list of pools with two deposit modes: Flexible and Fixed. Users can toggle between “All”, “Flexible”, and “Fixed” to view detailed information. Step 2: Search for a Pool Option 1: Filter by Category Select the desired category, and the system will display the corresponding pools. Then, scroll through and select the suitable pool. Option 2: Direct Search - On the main screen, tap Search to open the search bar. - Enter the name of the pool you're looking for, and the results will display based on the selected category. If you're in the “All” category, the system will show all pools from both deposit modes. - To quickly find pools that match the digital assets in your Spot wallet, select Assets . The system will only display suitable pools, making it faster and more convenient to interact. Step 3: View Pool Details Tap the pool you wish to view. The system will automatically navigate to its detail interface, where you can track all relevant information. Asset Deposit instructions Step 1: Enter Amount - On the Pool Detail interface, enter the amount of digital assets you wish to deposit. - Each pool offers two term types: Flexible and Fixed . Deposit Amount Guidelines: - Must not exceed the available balance in your Spot wallet. - Must be greater than or equal to the minimum deposit amount. - Must not exceed the maximum deposit limit. Step 2: Proceed with the Deposit 2.1. For Flexible Pools - After entering a valid amount, click Deposit. The system will display a confirmation window showing: + The entered deposit amount + Total amount currently deposited in the wallet + Estimated daily rewards + Users can enable Auto-Deposit to automatically reinvest daily rewards into the pool, activating compound interest. - Upon completion, users can: + Access the Earn Wallet via the View Earn List button. + Close the success notification window to return to the pool detail screen. 2.2. For Fixed Pools Compared to flexible pools, fixed pools include the following differences: - Deposit Cap : Each Pool has a total deposit cap. Once reached, no further deposits are accepted. - Deposit Deadline : Users must deposit before the Pool becomes active. After this deadline, the pool will close for registration until a new one opens. - Auto-Renewal : Users can enable this feature to automatically join the next available Pool when the current one ends. After entering the amount and clicking Confirm , the system will display a confirmation window indicating a successful deposit. Notes: - Estimated profits are calculated based on the full deposit duration. - Earn Pools undergo daily maintenance from 06:45 to 07:15 . During this time, users will not be able to make deposits. View information on active Earn Pools Step 1: Access Earn Wallet Tap the “ > ” icon in the Asset Overview section to see the list of Pools you have joined or are currently participating in. Alternatively, you can access the Earn Wallet directly from the wallet list screen. On the Earn Wallet interface, users can track: - Total assets currently deposited in all Pools. - Interest earnings from deposits over the past 24 hours. - A detailed list of assets currently deposited, categorized by asset. To quickly find any Pool, tap Search at the bottom of the screen and enter the Pool name. Step 2: View Pool details in Earn Wallet 2.1. For Flexible Pools Users can: - Add more assets to the pool. - Withdraw assets currently deposited in the pool. 2.2. For Fixed-Term Pools Users can: - Manually claim interest in the wallet during the reward accumulation period. - View detailed Pool information. - Enable auto-renewal for the pool. How to claim rewards from Fixed-Term Pools - For flexible pools, users do not need to manually claim rewards — the rewards are automatically credited to the wallet daily. - For fixed-term pools, rewards will be automatically sent to the user's wallet after the pool ends. During the accumulation period, users can also manually claim early rewards by tapping Claim under the Unclaimed Rewards section on the Pool Details screen. How to Withdraw Deposited Assets Step 1: Access Nami Earn asset management screen Click “ Manage ” under Total Assets to view the list of Pools you have participated in or are currently staking in. Alternatively, users can access the Earn Wallet directly from the wallet list screen. Step 2: Withdraw Assets Users may withdraw their assets early while the pool is still accruing rewards by selecting Withdraw Assets. Select Confirm to proceed with the withdrawal. Notes: - If users withdraw before the end of the fixed term, all accumulated interest will be forfeited. - Unlike flexible pools, early withdrawals from fixed-term pools will not be completed immediately. The system will process the request and return the assets to the Spot wallet within 72 hours. - Users can track the withdrawal status in the Pool Details screen. View Deposit History Step 1: View Full History List On the Nami Earn Overview screen, tap the History icon at the top right corner. Here, users can monitor all activities related to asset deposits, including: - Depositing assets - Withdrawing assets - Receiving interest To simplify searches, tap the Filter icon in the top-right corner of the Earn History screen. - Enter filter criteria and tap Apply . - To refresh the list, tap Reset . Step 2: View Detailed History of a Pool - On the Pool Detail screen, tap the History icon at the top right corner. - The system will display a detailed list of the pool’s interest earnings history, categorized by time periods. Share Pool Information Step 1: Access the Nami Earn Overview Screen On the Nami Earn Overview screen, go to the Earn History section. Step 2: Share Pool Information On the Earn History screen, users can select the desired pool to share. Users can: - Save the image to their device. - Copy the referral link with an image to the clipboard. Share directly on social media with a pre-filled post. How to use Nami Earn on website 1.Access and select the Nami Earn Pool - From the Home interface, search for the product Nami Earn - Select Pool List, search for Earn assets according to your needs and check information about reward levels corresponding to each term. 2.Deposit digital assets to participate in Nami Earn Pools - Select the desired Earn Pool, check information about Pool size, term, APR, Estimated profit then click Stake now - Check the Earn package information, click Confirm . 3.Check participating Earn Pools and Early receive Earn rewards - Access Earn Wallet by clicking My Earn Wallet at Nami Earn interface or clicking the Wallet icon in the upper right corner to view details of participating Earn Pools - Click Receive reward at the Earn Pool details interface 4.Cancel registered Earn Pool, withdraw assets before expiration Access details of registered Earn packages, click Withdraw, check information about Early Withdrawal and click Confirm. Users can always withdraw assets from Pool Nami Earn before maturity. With Flexible Pool Nami Earn, all rewards and assets will be transferred to the Spot wallet, with Fixed-term Pool Nami Earn, all rewards received from the Pool will be deducted from the amount of assets deposited in Pool. 5.Check your Nami Earn participation history Access the Earn History interface by clicking History at the Nami Earn interface to see the list of participated Earn Pools. Users can also filter by asset type and timeframe. Note: Images are for illustration purposes only and may not be the latest version of the product interface More information: Support Center General Instructions Tutorials Playlist