Crypto Loans
Financial support with many available loan assets, a variety of collateral assets and the best loan-to-value ratio
High Loan-to-Value (LTV)
Favorable borrowing interest rates
Receive borrowed assets instantly
No early repayment fees
Borrow Market
FAQ
Nami Lending offers various types of crypto as loan assets and collateral, including USDT, BTC, and ETH. For more details, please visit
Borrow Market.
You can use the loan for any purpose, including trading on the Spot/Futures market, staking in Nami Earn, or even withdrawing from the Nami Exchange.
Interest is calculated hourly and begins accruing at the time of borrowing. Anything less than an hour is counted as one hour of interest.
For overdue loans, you will be provided with an allowable late payment period: 72 hours (for a 7-day loan term) and 168 hours (for a 30-day term). During this time, you will be charged 3 times the hourly interest. If you do not repay after the allowable late payment period, we will liquidate your collateral to repay your loan.
Additionally, you will be charged a liquidation fee of 2% on the total loan value.
When the current LTV ratio for a loan position reaches or exceeds the Liquidation LTV, collateral liquidation will occur. The entire loan amount will be repaid by using the equivalent value from the collateral for that loan.
If liquidation happens, you will be charged a 2% liquidation fee based on the total loan value. It will be deducted directly from your collateral in accordance with the asset’s market price.
